SHORT TERM INSURANCE SOLUTIONS

The possibilities of loss you need to insure against seem endless and MRisk is the ideal company to provide short term insurance and equips individuals and businesses with the necessary solutions to protect themselves against the risks of unexpected damage, theft, injury and more. 

SHORT TERM INSURANCE SOLUTIONS

The possibilities of loss businesses (and individuals) need to insure against seem endless and MRisk is the ideal company to provide short term insurance and equips individuals and businesses with the necessary solutions to protect themselves against the risks of unexpected damage, theft, injury and more. 

What We Do

MRisk is a business unit of SIR Group. It was established in 2015 and its role is to offer quality full coverage short term insurance to both individual and business clients at competitive market rates. It is underwritten by all large insurers in South Africa as well as several of the smaller agencies.

The team that heads MRisk is highly qualified and experienced and this makes them well placed in the field of short term insurance to offer clients excellent products to meet all their short term insurance needs. MRisk Director Mark Biagi is a highly qualified and multi-award winning broker and fellow Director Gareth Alexander has equally high standing in the insurance community. Clients, both personal and business, can feel confident putting their business into MRisk’s well-equipped hands.

PERSONAL INSURANCE

MRisk offers clients everything they need in the area of personal short term insurance and offer the additional service of providing clients with quotes from different companies to enable them to make the choice best suited to their needs. Types of insurance available:

Household Short-Term Insurance

Vehicle Short–Term Insurance

Bond Insurance

Funeral Cover

Quote Sourcing

Portfolio Management and Administration

Underwriting

Claims

Reporting

PERSONAL INSURANCE

MRisk offers clients everything they need in the area of personal short term insurance and offer the additional service of providing clients with quotes from different companies to enable them to make the choice best suited to their needs. Types of insurance available:

Household Short-Term Insurance

Vehicle Short–Term Insurance

Bond Insurance

Funeral Cover

Quote Sourcing

Portfolio Management and Administration

Underwriting

Claims

Reporting

COMMERCIAL INSURANCE

We offer a fully comprehensive commercial insurance service solution. This includes:

Building Cover

Fire Cover

Business Interruption

Theft

Office Contents

Money

Glass

Goods-in-Transit

Business All Risks

Accidental Damage

Fidelity Insurance

Public Liability

Personal Accident Cover

Vehicles

Electronic Equipment

Machinery Breakdown

Deterioration of Stock

Quote Sourcing

Portfolio Management and Admin

Underwriting

Claims

Reporting

COMMERCIAL INSURANCE

We offer a fully comprehensive commercial insurance service solution. This includes:

Building Cover

Fire Cover

Business Interruption

Theft

Office Contents

Money

Glass

Goods-in-Transit

Business All Risks

Accidental Damage

Fidelity Insurance

Public Liability

Personal Accident Cover (Individuals and Employees)

Vehicles

Electronic Equipment

Machinery Breakdown

Deterioration of Stock.

Quote Sourcing

Portfolio Management and Administration

Underwriting

Claims

Reporting

UNDERSTANDING RISK

One might think that business insurance is a straightforward issue but it is worth considering the various scenarios that a business, for example a supermarket, needs to be covered for to get a fuller understanding of why it is essential:

Public Liability – A truck belonging to the store knocks a pedestrian over. The pedestrian has a claim against it.

Accidental Damage – Stores experience a fair amount of breakage and accidental damage by shoppers and staff.

Theft – Theft and shoplifting are realities for store owners.

Business All Risk – In the same way as individuals need all risk insurance, businesses also need it for items carried by management and staff in the course of business.

Money – Cover is needed for money passing through the store.

Fire – Should a store burn down (as was experienced in a number of branches of one chain a while ago) cover is needed for the vast costs of rebuilding.

Electronic Equipment – This sort of equipment can be stolen and needs to be insured but also needs to be covered against incidents like power surges.

Business Interruption – Should an incident like fire close a store, it needs cover for the loss of business during rebuilding period.

Glass – Some shops experienced windows being broken on ‘Black Friday’. This loss also needs cover.

Building – The buildings of businesses need to be covered against things like the damage caused by major storms and other eventualities.

Personal Accident – Should a shopper or staff member injure themselves in the store, they are entitled to claim against the store and these eventualities also need to be covered.

UNDERSTANDING RISK

One might think that business insurance is a straightforward issue but it is worth considering the various scenarios that a business, for example a supermarket, needs to be covered for to get a fuller understanding of why it is essential:

Public Liability – A truck belonging to the store knocks a pedestrian over. The pedestrian has a claim against it.

Accidental Damage – Stores experience a fair amount of breakage and accidental damage by shoppers and staff.

Theft – Theft and shoplifting are realities for store owners.

Business All Risk – In the same way as individuals need all risk insurance, businesses also need it for items carried by management and staff in the course of business.

Money – Cover is needed for money passing through the store.

Fire – Should a store burn down (as was experienced in a number of branches of one chain a while ago) cover is needed for the vast costs of rebuilding.

Electronic Equipment – This sort of equipment can be stolen and needs to be insured but also needs to be covered against incidents like power surges.

Business Interruption – Should an incident like fire close a store, it needs cover for the loss of business during rebuilding period.

Glass – Some shops experienced windows being broken on ‘Black Friday’. This loss also needs cover.

Building – The buildings of businesses need to be covered against things like the damage caused by major storms and other eventualities.

Personal Accident – Should a shopper or staff member injure themselves in the store, they are entitled to claim against the store and these eventualities also need to be covered.

Insurers

Insurance companies that MRisk represents and selects the best options for:

Santam

Old Mutual Insure

Bryte (former Zurich)

Hollard

Guardrisk

Renasa

Regent

CIA

Momentum Short-Term

SHA

AC&E

Excelsure

Contact Details

Telephone: +27 87 501 0001 | +27 87 802 9345
Fax: +27 86 614 6321

Email address

info@mrisk.co.za
admin@mrisk.co.za

Business Address

The Workstation, 1 Old Main Road, Umhlali, KwaZulu Natal